REPAIR THE PAST AND PREPARE FOR THE FUTURE contact@creditrehab.co.za
We specialise in rehabilitating consumers who have found themselves in financial distress, either now or in the past. On the one side of the spectrum we assist with debt management and debt consolidation, and on the other side of the spectrum we assist with clearing the consumers credit record or clearing the consumers adverse status from the credit bureaux. How do we do all of this? We are a team of specialists with a range of skills and services to offer, so have a look at our services offered and feel free to contact us should you have any questions.
Comparison Of Services
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| DEBT MEDIATION | DEBT REVIEW | SEQUESTRATION |
|---|---|---|
| Not reflected on credit bureaux | Reflects on credit bureaux until removed | Reflects on credit bureaux until removed |
| Can exclude spouse married ICP | Spouse married ICP must be included | Spouse married ICP must be included |
| Consolidates monthly instalments into one | Consolidates monthly instalments into one | Consolidates all debt owing |
| Does not reduce interest rates | Reduces interest rates | Interest rates not applicable |
| Does not include house or car repayments | Includes house and car repayments | House (and usually car) to be sold |
| One monthly amount is paid into attorney trust account for distribution | One monthly amount is paid into Payment Distribution Agency for distribution | All funds are paid to the curator appointed by the High Court |
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